FOUR WAYS TO BE A
HOMEOWNER SOONER
In order to buy a house, you will need to secure a down payment of at least 3.5% of the purchase price, plus the amount of any closing costs. For an estimate, plan on paying between 3% and 5% of the purchase price in closing costs. When you get pre-qualified, your lender will provide you with a Good Faith Estimate that will give you a more precise breakdown of these fees.
1) Take the time to see if you qualify for down payment or closing cost assistance programs in your area and you could save thousands!
2) Have a portion of your income automatically transferred into your savings account each month. You’ll save quickly and not have to think about it.
3) Although lenders do not let you borrow money to come up with a down payment, they will generally let you use gift money from a relative.
4) If you purchase a home from a builder, you may be able to enjoy exclusive offers and special financing available from that builder.
You owe it to yourself to be an informed buyer. The Internet is a good place to start. You can view homes currently on the market, as well as recently sold houses in your area, to get an idea of current prices. You can also look up tax information and explore market trends by neighborhood or ZIP code.
Information needed at Loan Application
About Kiersten Marcos
CSP, SFR
ASK ME
KIERSTEN's BLOG
FOLLOW ME ON TWITTER
FRIEND ME ON FACEBOOK
Kiersten Hartmann Marcos
REALTOR, CSP![SUBMIT: CSP_logo[1].jpg](http://www.kierstenmarcos.com/Docs/REA735Docs/Submit/CSP_logo[1].jpg "SUBMIT: CSP_logo[1].jpg")
Direct: (702) 303-2094
Toll Free: (800) 531-6756
Office: (702) 873-4500
FAX: (702) 873-0199
Creating a new standard in the real estate industry has always been Kiersten’s approach to client care, and her goal is to forge client relationships for life. Any agent can see you through a transaction, but it’s Kiersten’s goal to help fulfill your short- and long-term real estate goals. Whether you’re looking for the best investment opportunities, relocating, looking for a second home, upsizing, downsizing, or in need of an expert to negotiate the Short Sale of your property, Kiersten has a wealth of knowledge and resources to make it happen.
Kiersten couples her experience with an intensive knowledge of the Las Vegas real estate market, and a global business acumen. With many years working with various Fortune 500 companies and Wall Street firms as a trusted advisor, she brings an astute understanding of business practices and a refined skill in negotiating to your buying or selling transactions. This translates into a well-organized, masterfully negotiated transaction where your goals and interests are paramount.
Kiersten’s professionalism and commitment to exceptional service ensures that every aspect of your transaction is treated with the highest degree of knowledge, skill and discretion. Additionally, her associations with a vast cross-section of the best experts in the industry help ensure a smooth transaction.
Kiersten takes an intentional approach to marketing your property with a plan that includes a customized combination of internet marketing, vitual tours, blogging, print media, social networking, and a highly developed network of client investors.
“I welcome the opportunity to earn your trust and exceed your expectations.”
- Kiersten Marcos
