Closing Cost Guide
Seller can generally expect to pay for:
v Owner’s title insurance premiums
v Real estate commission
v ½ of the escrow fee
v Any loan fees required by buyer’s lender (according to contract)
v Payoff of all loans
v Interest accrued to lender being paid off, statement fees, reconveyance fees and any prepayment penalties
v Termite work (according to contract)
v Home warranty (according to contract)
v Any judgments, tax liens, etc. against the seller
v Recording charges to clear all documents of record against seller
v Tax proration (for any taxes unpaid at the time of transfer of title)
v Any unpaid homeowner’s association dues
v Any bonds or assessments (according to contract)
v Any and all delinquent taxes
Buyer can generally expect to pay for:
v Lender’s title policy premiums
v ½ of the escrow fee
v Document preparation (if applicable)
v Notary fees (if applicable)
v Homeowners’ association transfer fee
v All new loan charges (except those required by lender for seller to pay)
v Interest on new loan from date of funding to 30 days prior to first payment
date
v Home warranty (according to contract)
v Fire insurance premium for first year
v All pre-paids
v Termite inspection if placed in escrow by the buyer, cost is negotiable.


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Kiersten Hartmann Marcos
REALTOR, CSP![SUBMIT: CSP_logo[1].jpg SUBMIT: CSP_logo[1].jpg](http://www.kierstenmarcos.com/Docs/REA735Docs/Submit/CSP_logo[1].jpg)
Direct: (702) 303-2094
Toll Free: (800) 531-6756
Office: (702) 873-4500
FAX: (702) 873-0199
Creating a new standard in the real estate industry has always been Kiersten’s approach to client care, and her goal is to forge client relationships for life. Any agent can see you through a transaction, but it’s Kiersten’s goal to help fulfill your short- and long-term real estate goals. Whether you’re looking for the best investment opportunities, relocating, looking for a second home, upsizing, downsizing, or in need of an expert to negotiate the Short Sale of your property, Kiersten has a wealth of knowledge and resources to make it happen.
Kiersten couples her experience with an intensive knowledge of the Las Vegas real estate market, and a global business acumen. With many years working with various Fortune 500 companies and Wall Street firms as a trusted advisor, she brings an astute understanding of business practices and a refined skill in negotiating to your buying or selling transactions. This translates into a well-organized, masterfully negotiated transaction where your goals and interests are paramount.
Kiersten’s professionalism and commitment to exceptional service ensures that every aspect of your transaction is treated with the highest degree of knowledge, skill and discretion. Additionally, her associations with a vast cross-section of the best experts in the industry help ensure a smooth transaction.
Kiersten takes an intentional approach to marketing your property with a plan that includes a customized combination of internet marketing, vitual tours, blogging, print media, social networking, and a highly developed network of client investors.
“I welcome the opportunity to earn your trust and exceed your expectations.”
- Kiersten Marcos
